/* ===========================
   JH Insurance Group — Professional Financial Services
   Design: Big 4 clean + friendly neighborhood warmth
   Navy trust palette with warm gold accent
   =========================== */

:root {
    /* Navy trust palette */
    --color-dark: #0C1829;
    --color-dark-alt: #081220;
    --color-surface: #142035;
    --color-surface-light: #1B2D4A;

    /* Light backgrounds */
    --color-bg: #F7F8FB;
    --color-bg-alt: #EEF0F5;
    --color-white: #ffffff;

    /* Professional blue accent */
    --color-blue: #2563EB;
    --color-blue-light: #3B82F6;
    --color-blue-dark: #1D4ED8;

    /* Warm gold — approachable, trustworthy */
    --color-gold: #C9975C;
    --color-gold-light: #D4A96E;
    --color-gold-dark: #B8863F;

    /* Text */
    --color-text: #1a1f2e;
    --color-text-muted: #5a6375;
    --color-text-light: rgba(255, 255, 255, 0.9);
    --color-text-light-muted: rgba(255, 255, 255, 0.5);
    --color-border: rgba(0, 0, 0, 0.08);
    --color-border-light: rgba(255, 255, 255, 0.08);

    /* Typography */
    --font-heading: 'DM Serif Display', Georgia, serif;
    --font-body: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;

    /* Layout */
    --max-width: 1120px;
    --header-height: 72px;

    /* Motion */
    --ease: cubic-bezier(0.25, 0.46, 0.45, 0.94);

    /* Corners */
    --radius: 12px;
    --radius-sm: 8px;
    --radius-xs: 4px;

    /* Shadows */
    --shadow-sm: 0 1px 3px rgba(0, 0, 0, 0.06);
    --shadow-card: 0 2px 16px rgba(0, 0, 0, 0.06);
    --shadow-card-hover: 0 8px 32px rgba(0, 0, 0, 0.10);
    --shadow-elevated: 0 12px 40px rgba(0, 0, 0, 0.12);
}

/* ===========================
   Reset & Base
   =========================== */
*,
*::before,
*::after {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
    scroll-padding-top: var(--header-height);
}

body {
    font-family: var(--font-body);
    font-size: 16px;
    line-height: 1.6;
    color: var(--color-text);
    background: var(--color-bg);
    overflow-x: hidden;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

.site-wrapper {
    width: 100%;
    max-width: 100vw;
    overflow-x: clip;
}

a {
    color: var(--color-blue);
    text-decoration: none;
    transition: color 0.3s var(--ease);
}

a:hover {
    color: var(--color-blue-dark);
}

img {
    max-width: 100%;
    height: auto;
}

ul {
    list-style: none;
}

.container {
    max-width: var(--max-width);
    margin: 0 auto;
    padding: 0 28px;
    width: 100%;
}

/* ===========================
   Typography
   =========================== */
h1, h2 {
    font-family: var(--font-heading);
    font-weight: 400;
    line-height: 1.15;
    letter-spacing: -0.01em;
}

h3, h4 {
    font-family: var(--font-body);
    font-weight: 600;
    line-height: 1.3;
}

h1 {
    font-size: clamp(1.8rem, 3.5vw, 2.8rem);
}

h2 {
    font-size: clamp(1.8rem, 3vw, 2.6rem);
}

h3 {
    font-size: 1.1rem;
}

.section-overline {
    display: inline-block;
    font-family: var(--font-body);
    font-size: 0.82rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 2.5px;
    color: var(--color-white);
    background: var(--color-blue);
    padding: 6px 16px;
    border-radius: var(--radius-xs);
    margin-bottom: 16px;
}

.section-overline-light {
    background: rgba(37, 99, 235, 0.08);
    color: var(--color-blue);
}

section {
    padding: 36px 0;
}

/* ===========================
   Buttons
   =========================== */
.btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 14px 32px;
    font-family: var(--font-body);
    font-weight: 600;
    font-size: 0.82rem;
    letter-spacing: 0.3px;
    border: none;
    cursor: pointer;
    transition: all 0.3s var(--ease);
    text-decoration: none;
    white-space: nowrap;
    border-radius: var(--radius-sm);
}

.btn-primary {
    background: var(--color-blue);
    color: var(--color-white);
}

.btn-primary:hover {
    background: var(--color-blue-dark);
    color: var(--color-white);
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(37, 99, 235, 0.3);
}

.btn-outline {
    background: transparent;
    color: var(--color-text);
    border: 1.5px solid var(--color-border);
}

.btn-outline:hover {
    border-color: var(--color-blue);
    color: var(--color-blue);
}

.btn-dark {
    background: var(--color-dark);
    color: var(--color-white);
}

.btn-dark:hover {
    background: var(--color-surface);
    color: var(--color-white);
    transform: translateY(-2px);
}

.btn-gold {
    background: var(--color-gold);
    color: var(--color-dark);
}

.btn-gold:hover {
    background: var(--color-gold-light);
    color: var(--color-dark);
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(201, 151, 92, 0.3);
}

.btn-lg {
    padding: 16px 40px;
    font-size: 0.88rem;
}

/* ===========================
   Header
   =========================== */
.header {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    background: transparent;
    transition: all 0.4s var(--ease);
}

.header.scrolled {
    background: rgba(255, 255, 255, 0.97);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
    box-shadow: 0 1px 0 rgba(0, 0, 0, 0.06);
}

.nav {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: var(--header-height);
}

.logo {
    display: flex;
    align-items: center;
    gap: 10px;
    text-decoration: none;
    color: var(--color-text);
}

.logo-text {
    display: flex;
    flex-direction: column;
    line-height: 1.15;
}

.logo-name {
    font-family: var(--font-heading);
    font-size: 1.1rem;
    letter-spacing: 0.5px;
    color: var(--color-text);
}

.logo-sub {
    font-size: 0.6rem;
    color: var(--color-blue);
    font-weight: 500;
    letter-spacing: 1.5px;
    text-transform: uppercase;
}

.nav-links {
    display: flex;
    align-items: center;
    gap: 32px;
}

.nav-links a {
    color: var(--color-text-muted);
    font-weight: 500;
    font-size: 0.8rem;
    letter-spacing: 0.3px;
    transition: color 0.3s var(--ease);
}

.nav-links a:hover {
    color: var(--color-text);
}

.nav-cta {
    background: var(--color-blue) !important;
    color: var(--color-white) !important;
    padding: 10px 22px !important;
    font-weight: 600 !important;
    font-size: 0.75rem !important;
    border-radius: var(--radius-sm) !important;
    letter-spacing: 0.3px !important;
}

.nav-cta:hover {
    background: var(--color-blue-dark) !important;
}

.mobile-menu-btn {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 4px;
    z-index: 1001;
}

.mobile-menu-btn span {
    display: block;
    width: 24px;
    height: 2px;
    background: var(--color-text);
    border-radius: 2px;
    transition: all 0.3s;
}

.mobile-menu-btn.active span:nth-child(1) {
    transform: rotate(45deg) translateY(7px);
}

.mobile-menu-btn.active span:nth-child(2) {
    opacity: 0;
}

.mobile-menu-btn.active span:nth-child(3) {
    transform: rotate(-45deg) translateY(-7px);
}

/* ===========================
   Mobile CTA Bar
   =========================== */
.mobile-cta {
    display: none;
    position: fixed;
    bottom: 0;
    left: 0;
    right: 0;
    z-index: 999;
    background: var(--color-white);
    border-top: 1px solid var(--color-border);
    padding: 10px 16px;
    gap: 10px;
    box-shadow: 0 -2px 12px rgba(0, 0, 0, 0.06);
}

.mobile-cta-btn {
    flex: 1;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 14px;
    font-weight: 600;
    font-size: 0.82rem;
    text-decoration: none;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    border-radius: var(--radius-sm);
}

.mobile-cta-call {
    background: var(--color-blue);
    color: var(--color-white);
}

.mobile-cta-quote {
    background: transparent;
    color: var(--color-text);
    border: 1px solid var(--color-border);
}

/* ===========================
   HERO — Centered tagline layout
   =========================== */
.hero {
    position: relative;
    background: var(--color-white);
    display: flex;
    align-items: center;
    overflow: hidden;
}

.hero::before {
    content: '';
    position: absolute;
    inset: 0;
    background:
        radial-gradient(ellipse at 80% 20%, rgba(37, 99, 235, 0.04) 0%, transparent 50%),
        radial-gradient(ellipse at 20% 80%, rgba(201, 151, 92, 0.03) 0%, transparent 50%);
    z-index: 0;
}

.hero-layout {
    position: relative;
    z-index: 1;
    padding-top: 80px;
    padding-bottom: 12px;
}

.hero-content {
    text-align: center;
    max-width: 900px;
    margin: 0 auto;
}

.hero h1 {
    color: var(--color-text);
    margin-bottom: 24px;
}

/* Hero illustration icons */
.hero-illustrations {
    display: flex;
    justify-content: center;
    gap: 48px;
    margin: 28px 0 32px;
}

.hero-illus-item {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 10px;
}

.hero-illus-photo {
    width: 88px;
    height: 88px;
    border-radius: 50%;
    object-fit: cover;
    border: 3px solid var(--color-white);
    box-shadow: 0 2px 12px rgba(0, 0, 0, 0.1);
}

.hero-illus-item span {
    font-size: 0.72rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 1.5px;
    color: var(--color-text-muted);
}

.hero-desc {
    color: var(--color-text-muted);
    font-size: 1.05rem;
    max-width: 580px;
    margin: 0 auto 36px;
    line-height: 1.8;
}

.hero-buttons {
    display: flex;
    gap: 12px;
    margin-bottom: 48px;
    justify-content: center;
}

/* Trust badges row in hero */
.hero-trust {
    display: flex;
    gap: 32px;
    padding-top: 32px;
    border-top: 1px solid var(--color-border);
    justify-content: center;
}

.hero-trust-item {
    display: flex;
    flex-direction: column;
    gap: 4px;
}

.hero-trust-item strong {
    color: var(--color-blue);
    font-size: 1.3rem;
    font-weight: 700;
}

.hero-trust-item span {
    color: var(--color-text-muted);
    font-size: 0.68rem;
    text-transform: uppercase;
    letter-spacing: 1px;
    font-weight: 500;
}

/* ===========================
   SERVICES — Clean 4-card grid
   =========================== */
.services-section {
    background: var(--color-white);
}

.services-header {
    text-align: center;
    max-width: 600px;
    margin: 0 auto 56px;
}

.services-header h2 {
    color: var(--color-text);
    margin-bottom: 12px;
}

.services-header p {
    color: var(--color-text-muted);
    font-size: 0.95rem;
    line-height: 1.7;
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
}

.service-card {
    background: var(--color-bg);
    border: 1px solid var(--color-border);
    border-radius: var(--radius);
    padding: 32px 24px;
    transition: all 0.35s var(--ease);
}

.service-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-card-hover);
    border-color: var(--color-blue);
}

.service-icon {
    width: 48px;
    height: 48px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: rgba(37, 99, 235, 0.08);
    border-radius: var(--radius-sm);
    margin-bottom: 20px;
    color: var(--color-blue);
}

.service-card h4 {
    font-size: 1rem;
    color: var(--color-text);
    margin-bottom: 10px;
}

.service-card p {
    color: var(--color-text-muted);
    font-size: 0.85rem;
    line-height: 1.7;
    margin-bottom: 16px;
}

.service-link {
    font-size: 0.78rem;
    font-weight: 600;
    color: var(--color-blue);
    display: inline-flex;
    align-items: center;
    gap: 4px;
    letter-spacing: 0.3px;
}

.service-link:hover {
    gap: 8px;
}

.service-card[data-modal] {
    cursor: pointer;
}

/* ===========================
   Service Modals
   =========================== */
.service-modal-overlay {
    position: fixed;
    inset: 0;
    z-index: 10000;
    background: rgba(0, 0, 0, 0.5);
    backdrop-filter: blur(4px);
    -webkit-backdrop-filter: blur(4px);
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 24px;
    opacity: 0;
    visibility: hidden;
    transition: opacity 0.3s var(--ease), visibility 0.3s var(--ease);
}

.service-modal-overlay.active {
    opacity: 1;
    visibility: visible;
}

.service-modal {
    background: var(--color-white);
    border-radius: var(--radius);
    padding: 40px 36px;
    max-width: 560px;
    width: 100%;
    max-height: 85vh;
    overflow-y: auto;
    position: relative;
    box-shadow: var(--shadow-elevated);
    transform: translateY(16px) scale(0.97);
    transition: transform 0.3s var(--ease);
}

.service-modal-overlay.active .service-modal {
    transform: translateY(0) scale(1);
}

.service-modal-close {
    position: absolute;
    top: 16px;
    right: 16px;
    width: 36px;
    height: 36px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: var(--color-bg);
    border: 1px solid var(--color-border);
    border-radius: 50%;
    font-size: 1.2rem;
    color: var(--color-text-muted);
    cursor: pointer;
    transition: all 0.2s var(--ease);
    line-height: 1;
}

.service-modal-close:hover {
    background: var(--color-bg-alt);
    color: var(--color-text);
}

.service-modal-icon {
    width: 52px;
    height: 52px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: rgba(37, 99, 235, 0.08);
    border-radius: var(--radius-sm);
    margin-bottom: 20px;
    color: var(--color-blue);
}

.service-modal h3 {
    font-family: var(--font-heading);
    font-weight: 400;
    font-size: 1.5rem;
    color: var(--color-text);
    margin-bottom: 16px;
}

.service-modal h5 {
    font-family: var(--font-body);
    font-weight: 600;
    font-size: 0.78rem;
    text-transform: uppercase;
    letter-spacing: 1px;
    color: var(--color-blue);
    margin: 20px 0 10px;
}

.service-modal p {
    color: var(--color-text-muted);
    font-size: 0.9rem;
    line-height: 1.8;
    margin-bottom: 8px;
}

.service-modal ul {
    margin: 0 0 12px;
    padding-left: 0;
}

.service-modal ul li {
    position: relative;
    padding-left: 18px;
    color: var(--color-text-muted);
    font-size: 0.88rem;
    line-height: 1.8;
}

.service-modal ul li::before {
    content: '';
    position: absolute;
    left: 0;
    top: 10px;
    width: 6px;
    height: 6px;
    border-radius: 50%;
    background: var(--color-blue);
}

.service-modal-cta {
    margin-top: 24px;
    width: 100%;
    justify-content: center;
}

/* ===========================
   ABOUT — Asymmetric: wide text left, agent bio right
   =========================== */
.about-section {
    background: var(--color-bg);
}

.about-layout {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 64px;
    align-items: center;
}

.about-text .section-overline {
    margin-bottom: 16px;
}

.about-text h2 {
    color: var(--color-text);
    margin-bottom: 20px;
}

.about-text p {
    color: var(--color-text-muted);
    font-size: 0.95rem;
    line-height: 1.8;
    margin-bottom: 16px;
}

.about-text p:last-of-type {
    margin-bottom: 28px;
}

.about-credentials {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
}

.credential-badge {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    padding: 8px 14px;
    background: var(--color-white);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-xs);
    font-size: 0.72rem;
    font-weight: 600;
    color: var(--color-text);
    letter-spacing: 0.3px;
}

.credential-badge svg {
    color: var(--color-blue);
    flex-shrink: 0;
}

/* About agent visual */
.about-visual {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 24px;
}

.about-photo {
    width: 280px;
    height: 280px;
    border-radius: 50%;
    object-fit: cover;
    border: 4px solid var(--color-white);
    box-shadow: var(--shadow-elevated);
}

.about-states {
    text-align: center;
}

.about-states-label {
    font-size: 0.68rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 2px;
    color: var(--color-text-muted);
    margin-bottom: 10px;
}

.about-states-list {
    display: flex;
    gap: 8px;
    justify-content: center;
}

.state-tag {
    padding: 6px 12px;
    background: var(--color-white);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-xs);
    font-size: 0.72rem;
    font-weight: 700;
    color: var(--color-blue);
    letter-spacing: 0.5px;
}

/* ===========================
   WHY CHOOSE US — Stats + trust strip
   =========================== */
.trust-section {
    background: var(--color-bg);
    color: var(--color-text);
}

.trust-header {
    text-align: center;
    max-width: 560px;
    margin: 0 auto 56px;
}

.trust-header h2 {
    color: var(--color-text);
    margin-bottom: 12px;
}

.trust-header p {
    color: var(--color-text-muted);
    font-size: 0.95rem;
    line-height: 1.7;
}

.trust-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    margin-bottom: 56px;
}

.trust-card {
    background: var(--color-white);
    border: 1px solid var(--color-border);
    border-radius: var(--radius);
    padding: 32px 24px;
    text-align: center;
    transition: all 0.35s var(--ease);
}

.trust-card:hover {
    box-shadow: var(--shadow-card-hover);
    border-color: var(--color-blue);
}

.trust-card-icon {
    color: var(--color-blue);
    margin-bottom: 16px;
    display: flex;
    justify-content: center;
}

.trust-card h4 {
    color: var(--color-text);
    font-size: 0.95rem;
    margin-bottom: 8px;
}

.trust-card p {
    color: var(--color-text-muted);
    font-size: 0.82rem;
    line-height: 1.7;
}

/* Carrier strip */
.carrier-strip {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 40px;
    padding: 32px 0;
    border-top: 1px solid var(--color-border);
    flex-wrap: wrap;
}

.carrier-strip span {
    color: var(--color-text-muted);
    font-size: 0.72rem;
    font-weight: 600;
    letter-spacing: 1px;
    text-transform: uppercase;
    opacity: 0.6;
    transition: opacity 0.3s var(--ease);
}

.carrier-strip span:hover {
    opacity: 1;
}

/* ===========================
   TESTIMONIALS — Card grid
   =========================== */
.testimonials-section {
    background: var(--color-white);
}

.testimonials-header {
    text-align: center;
    max-width: 560px;
    margin: 0 auto 48px;
}

.testimonials-header h2 {
    color: var(--color-text);
    margin-bottom: 12px;
}

.testimonials-header p {
    color: var(--color-text-muted);
    font-size: 0.95rem;
}

.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
}

.testimonial-card {
    background: var(--color-bg);
    border: 1px solid var(--color-border);
    border-radius: var(--radius);
    padding: 32px 24px;
    transition: all 0.35s var(--ease);
}

.testimonial-card:hover {
    box-shadow: var(--shadow-card-hover);
    border-color: var(--color-blue);
}

.testimonial-stars {
    display: flex;
    gap: 2px;
    margin-bottom: 16px;
    color: #E5A93D;
    font-size: 0.9rem;
}

.testimonial-text {
    color: var(--color-text-muted);
    font-size: 0.9rem;
    font-style: italic;
    line-height: 1.8;
    margin-bottom: 20px;
}

.testimonial-author {
    display: flex;
    flex-direction: column;
    gap: 2px;
}

.testimonial-author strong {
    color: var(--color-text);
    font-size: 0.85rem;
}

.testimonial-author span {
    color: var(--color-text-muted);
    font-size: 0.72rem;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

/* ===========================
   CONTACT — Lead gen form + info
   =========================== */
.contact-section {
    background: var(--color-bg);
}

.contact-header {
    text-align: center;
    max-width: 560px;
    margin: 0 auto 48px;
}

.contact-header h2 {
    color: var(--color-text);
    margin-bottom: 12px;
}

.contact-header p {
    color: var(--color-text-muted);
    font-size: 0.95rem;
}

.contact-layout {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 32px;
    align-items: stretch;
}

.contact-form-panel {
    background: var(--color-white);
    border: 1px solid var(--color-border);
    border-radius: var(--radius);
    padding: 36px 32px;
    box-shadow: var(--shadow-card);
}

.contact-form {
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
}

.form-field label {
    display: block;
    font-size: 0.7rem;
    font-weight: 600;
    color: var(--color-text-muted);
    margin-bottom: 6px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.form-field input,
.form-field select,
.form-field textarea {
    width: 100%;
    padding: 12px 14px;
    border: 1px solid var(--color-border);
    background: var(--color-bg);
    color: var(--color-text);
    font-size: 0.85rem;
    font-family: var(--font-body);
    outline: none;
    transition: border-color 0.3s var(--ease);
    border-radius: var(--radius-xs);
}

.form-field input:focus,
.form-field select:focus,
.form-field textarea:focus {
    border-color: var(--color-blue);
}

.form-field input::placeholder,
.form-field textarea::placeholder {
    color: rgba(0, 0, 0, 0.3);
}

.form-field select {
    cursor: pointer;
    -webkit-appearance: none;
    -moz-appearance: none;
    appearance: none;
    background-image: url("data:image/svg+xml;charset=US-ASCII,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20width%3D%2224%22%20height%3D%2224%22%20viewBox%3D%220%200%2024%2024%22%20fill%3D%22none%22%20stroke%3D%22%23666%22%20stroke-width%3D%222%22%20stroke-linecap%3D%22round%22%20stroke-linejoin%3D%22round%22%3E%3Cpolyline%20points%3D%226%209%2012%2015%2018%209%22%3E%3C%2Fpolyline%3E%3C%2Fsvg%3E");
    background-repeat: no-repeat;
    background-position: right 12px center;
    background-size: 14px;
    padding-right: 40px;
}

.form-field textarea {
    resize: vertical;
    min-height: 90px;
}

.form-consent {
    font-size: 0.72rem;
    color: var(--color-text-muted);
    line-height: 1.6;
}

/* Contact info side */
.contact-info-panel {
    display: flex;
    flex-direction: column;
    gap: 20px;
    justify-content: space-between;
}

.contact-info-card {
    background: var(--color-white);
    border: 1px solid var(--color-border);
    border-radius: var(--radius);
    padding: 24px;
    display: flex;
    gap: 16px;
    align-items: center;
    box-shadow: var(--shadow-sm);
    flex: 1;
}

.contact-info-icon {
    width: 40px;
    height: 40px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: rgba(37, 99, 235, 0.08);
    border-radius: var(--radius-xs);
    color: var(--color-blue);
    flex-shrink: 0;
}

.contact-info-text h4 {
    font-size: 0.9rem;
    color: var(--color-text);
    margin-bottom: 4px;
}

.contact-info-text p,
.contact-info-text a {
    color: var(--color-text-muted);
    font-size: 0.85rem;
    line-height: 1.6;
}

.contact-info-text a:hover {
    color: var(--color-blue);
}

/* Social links */
.contact-social {
    display: flex;
    gap: 12px;
    margin-top: 4px;
}

.contact-social a {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 36px;
    height: 36px;
    border-radius: 50%;
    background: var(--color-bg);
    border: 1px solid var(--color-border);
    color: var(--color-text-muted);
    transition: all 0.3s var(--ease);
}

.contact-social a:hover {
    border-color: var(--color-blue);
    color: var(--color-blue);
    background: rgba(37, 99, 235, 0.06);
}

/* ===========================
   CTA Banner
   =========================== */
.cta-banner {
    background: var(--color-blue);
    padding: 56px 0;
    position: relative;
    overflow: hidden;
}

.cta-banner::before {
    content: '';
    position: absolute;
    inset: 0;
    background: repeating-linear-gradient(
        -45deg,
        transparent,
        transparent 14px,
        rgba(255, 255, 255, 0.03) 14px,
        rgba(255, 255, 255, 0.03) 28px
    );
}

.cta-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 40px;
    position: relative;
    z-index: 1;
}

.cta-text h3 {
    font-family: var(--font-heading);
    font-weight: 400;
    font-size: clamp(1.4rem, 2.5vw, 2rem);
    color: var(--color-white);
    margin-bottom: 6px;
}

.cta-text p {
    color: rgba(255, 255, 255, 0.7);
    font-size: 0.95rem;
}

.cta-actions {
    display: flex;
    gap: 12px;
    flex-shrink: 0;
}

/* ===========================
   Footer
   =========================== */
.footer {
    background: var(--color-dark-alt);
    padding: 56px 0 32px;
    border-top: 1px solid var(--color-border-light);
}

.footer-grid {
    display: grid;
    grid-template-columns: 1.5fr 1fr 1fr;
    gap: 48px;
    padding-bottom: 32px;
    border-bottom: 1px solid var(--color-border-light);
    margin-bottom: 24px;
}

.footer-brand strong {
    font-family: var(--font-heading);
    font-size: 1rem;
    color: var(--color-white);
    display: block;
    margin-bottom: 8px;
}

.footer-brand p {
    color: var(--color-text-light-muted);
    font-size: 0.82rem;
    line-height: 1.7;
    max-width: 320px;
}

.footer-col h4 {
    color: var(--color-white);
    font-size: 0.75rem;
    text-transform: uppercase;
    letter-spacing: 1.5px;
    margin-bottom: 16px;
}

.footer-col a {
    display: block;
    color: var(--color-text-light-muted);
    font-size: 0.82rem;
    padding: 4px 0;
    transition: color 0.3s var(--ease);
}

.footer-col a:hover {
    color: var(--color-white);
}

.footer-bottom {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.footer-copy {
    color: var(--color-text-light-muted);
    font-size: 0.72rem;
}

.footer-social {
    display: flex;
    gap: 16px;
}

.footer-social a {
    color: var(--color-text-light-muted);
    transition: color 0.3s var(--ease);
}

.footer-social a:hover {
    color: var(--color-gold);
}

/* ===========================
   Scroll Animations
   =========================== */
.animate-target {
    opacity: 0;
    transform: translateY(20px);
    transition: opacity 0.5s ease, transform 0.5s ease;
}

.animate-target.animate-in {
    opacity: 1;
    transform: translateY(0);
}

.animate-target:nth-child(2) { transition-delay: 0.08s; }
.animate-target:nth-child(3) { transition-delay: 0.16s; }
.animate-target:nth-child(4) { transition-delay: 0.24s; }

/* ===========================
   Responsive — Tablet (max-width: 1024px)
   =========================== */
@media (max-width: 1024px) {
    .hero-layout {
        padding-top: 120px;
        padding-bottom: 80px;
    }

    .services-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .about-layout {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .about-visual {
        order: -1;
    }

    .trust-grid {
        grid-template-columns: repeat(3, 1fr);
    }

    .testimonials-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .contact-layout {
        grid-template-columns: 1fr;
    }
}

/* ===========================
   Responsive — Mobile (max-width: 768px)
   =========================== */
@media (max-width: 768px) {
    section {
        padding: 24px 0;
    }

    .hero-layout {
        padding-bottom: 8px;
    }

    .mobile-menu-btn {
        display: flex;
    }

    .nav-links {
        position: fixed;
        top: 0;
        right: -100%;
        width: 82%;
        max-width: 340px;
        height: 100vh;
        background: var(--color-dark-alt);
        flex-direction: column;
        padding: 100px 32px 40px;
        gap: 0;
        transition: right 0.35s var(--ease);
        box-shadow: -4px 0 24px rgba(0, 0, 0, 0.4);
        z-index: 1000;
    }

    .nav-links.active {
        right: 0;
    }

    .nav-links li {
        width: 100%;
    }

    .nav-links a {
        display: block;
        padding: 14px 0;
        border-bottom: 1px solid var(--color-border-light);
        font-size: 0.85rem;
    }

    .nav-cta {
        margin-top: 16px;
        text-align: center;
        display: block !important;
    }

    .hero {
        min-height: auto;
    }

    .hero-layout {
        padding-top: 110px;
        padding-bottom: 60px;
    }

    .hero-trust {
        flex-wrap: wrap;
        gap: 20px;
    }

    .services-grid {
        grid-template-columns: 1fr;
    }

    .service-modal-overlay {
        padding: 16px;
        align-items: flex-end;
    }

    .service-modal {
        padding: 32px 24px;
        max-height: 80vh;
        border-radius: var(--radius) var(--radius) 0 0;
    }

    .about-photo {
        width: 200px;
        height: 200px;
    }

    .trust-grid {
        grid-template-columns: 1fr;
    }

    .testimonials-grid {
        grid-template-columns: 1fr;
    }

    .form-row {
        grid-template-columns: 1fr;
    }

    .hero-buttons {
        flex-direction: column;
    }

    .hero-buttons .btn {
        width: 100%;
        justify-content: center;
    }

    .cta-inner {
        flex-direction: column;
        text-align: center;
    }

    .cta-actions {
        flex-direction: column;
        width: 100%;
    }

    .cta-actions .btn {
        width: 100%;
        justify-content: center;
    }

    .mobile-cta {
        display: flex;
    }

    body {
        padding-bottom: 70px;
    }

    .footer-grid {
        grid-template-columns: 1fr;
        gap: 28px;
        text-align: center;
    }

    .footer-brand p {
        max-width: none;
    }

    .footer-bottom {
        flex-direction: column;
        gap: 16px;
        text-align: center;
    }

    .carrier-strip {
        gap: 20px;
    }
}

/* ===========================
   Responsive — Small Mobile (max-width: 480px)
   =========================== */
@media (max-width: 480px) {
    .container {
        padding: 0 18px;
    }

    .hero h1 {
        font-size: 1.5rem;
    }

    .hero-trust {
        flex-direction: column;
        align-items: center;
    }

    .about-states-list {
        flex-wrap: wrap;
    }
}